FLAGSTAFF, AZ (3TV/CBS 5) - Over the last few days, we've shown you so many photos and videos of flood damage happening on the streets in Flagstaff and in the High Country. A lot of that damage has been cleaned up, but what hasn't often been cleaned up is damage inside homes.

Flagstaff flooding

For many in flooded areas, by the time they realize they need flood insurance, it's too late.

In Flagstaff, a house on East Lockett Road bore the brunt of the infamous Prius that had floated down Steves Boulevard during monsoon floods. "The little viral video of the Prius, the car came right through here," Mammoth Restoration owner Craig Moody said. "And it took this garage door out."

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And there was plenty more damage. Torn-down fences, garage doors, and damaged floors are just part of why Moody has been a busy man this past week. "Nonstop phone calls. I would say as far as calls for service and just trying to gather as much information as we can," Moody said. "How much of the house is flooded, how many rooms, hallways, bathrooms. Every single job is different."

The owner of that house had just bought it and fortunately for him, there was no electricity installed. But with no flood insurance, he'll have to pay for any repairs due to the flooding. For many in flooded areas, by the time they realize they need flood insurance, it's too late.

"If you're buying a new home, you can get it into effect immediately," co-owner of the Leavitt Insurance Group of Winslow Harold Soehner said. "If you already own your home, then it's a 30-day wait typically unless you're refinancing."

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For the home on East Lockett Road, Moody says repairs for just the flood damage could end up being around $60,000. At that point, why not just knock it down and start over? "That might have been an option years ago," Moody answered. "But with the price of materials now, it's almost as much to build a house as it is to buy a house."

Flagstaff flooding

For many in flooded areas, by the time they realize they need flood insurance, it's too late.

 

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