The price drivers pay for auto insurance has a lot to do with where they live.

Gurina Reaksecker recently moved from Mesa to Phoenix, and her rates skyrocketed.

"I used to pay a little over $100," said Reakseeker. "Now I'm paying $250 to $275 per month."

Insurance agent Dana Wood of R.P. Ryan Insurance in Phoenix said that if you live in the heart of the city, where there are a lot of cars and traffic and pedestrians, expect to pay more.

"There typically is less crime and less accident frequency the further away you get from condensed populations," said Wood.

Consumer awareness website recently broke down insurance premium rates by ZIP code for more than 100 Arizona communities.

[INTERACTIVE MAP: Average 2017 insurance premiums for Phoenix metro, surrounding areas]

[SEARCH and SORT: Find your ZIP code]

[GRAHPIC: 5 highest and lowest average rates by ZIP code]

ZIP codes where consumers pay the highest insurance premiums 85301 (off Grand Avenue and Glendale Avenue in Glendale) -- Yearly premiums average $1,599 85009 (off Interstate 10 and 27th Avenue in Phoenix) -- Yearly premiums average $1,713 85019 (off Bethany Home Road and 35th Avenue in Phoenix) -- Yearly premiums average $1,718 85031 (off 51st Avenue and Indian School Road in Phoenix) -- Yearly premiums average $1,726 85017 (Near Interstate 17 and Camelback Road) -- Yearly premiums average $1,749[MAP: 5 highest average premiums]

ZIP codes with the lowest rates 85324 (Black Canyon City) -- Yearly premiums average $1,214 86336 (in Sedona) -- Yearly premiums average $1,136 85390 (in Wickenburg) -- Yearly premiums average $1,105 86323 (in Chino Valley) -- Yearly premiums average $1,097 86315 ( in Prescott Valley) -- Yearly premiums average $1,069[MAP: 5 lowest average premiums]

[APP USERS: Click here for graphic]

Valley cities with the lowest yearly premiums 85375 (in Sun City West) -- Yearly premiums average $1,233 85246 (in Chandler) -- Yearly premiums average $1,238

MAP IT OUT: Number from more than 100 Arizona communities

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