Toni Bannister is a cancer survivor who is scared to death of not having health insurance.
The Phoenix mother is also worried her insurance premiums will skyrocket now that President Trump has pulled the plug on cost-sharing subsidies that help lower the price of health insurance for people enrolled in ObamaCare.
"It just can't happen," said Bannister. "I don't have that kind of money to be able to give for health insurance. I can't afford it."
But what exactly will the impact be following the president's decision to yank funding from the ObamaCare subsidies?
According to health experts:
*Insurers must continue providing the cost sharing discounts -- even though they won't be getting paid for them -- because the subsidies are required by the Affordable Care Act.
*Many enrollees won't have to pay much more.
*Middle-class consumers, who earn too much to get premium subsidies, could be hit with significantly higher insurance rates.
Will Humble is director of health policy with the University of Arizona. He said the two remaining health insurance providers in Arizona have already submitted their rates for 2018 so consumers shouldn't see a major rate hike until next year and insurance customers will still get the tax credits they qualify for.
"You buy a marketplace plan and it's at least silver or better, then you qualify for the advanced premium tax credit -- you still qualify for that -- he didn't take that away and he can't take that away without legislative action from Congress," said Humble.
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