How does your car insurance stack up? Rates compared by ZIP code

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(Source: Brian Jackson via 123RF) (Source: Brian Jackson via 123RF)
Click to enlarge (Source: Infogram and 3TV/CBS 5) Click to enlarge (Source: Infogram and 3TV/CBS 5)

The price drivers pay for auto insurance has a lot to do with where they live.

Gurina Reaksecker recently moved from Mesa to Phoenix, and her rates skyrocketed.

"I used to pay a little over $100," said Reakseeker. "Now I'm paying $250 to $275 per month."

Insurance agent Dana Wood of R.P. Ryan Insurance in Phoenix said that if you live in the heart of the city, where there are a lot of cars and traffic and pedestrians, expect to pay more. 

"There typically is less crime and less accident frequency the further away you get from condensed populations," said Wood.

Consumer awareness website recently broke down insurance premium rates by ZIP code for more than 100 Arizona communities.

[INTERACTIVE MAP: Average 2017 insurance premiums for Phoenix metro, surrounding areas]

[SEARCH and SORT: Find your ZIP code]

[GRAHPIC: 5 highest and lowest average rates by ZIP code]

ZIP codes where consumers pay the highest insurance premiums

  • 85301 (off Grand Avenue and Glendale Avenue in Glendale) -- Yearly premiums average $1,599
  • 85009 (off Interstate 10 and 27th Avenue in Phoenix) -- Yearly premiums average $1,713
  • 85019 (off Bethany Home Road and 35th Avenue in Phoenix) -- Yearly premiums average $1,718
  • 85031 (off 51st Avenue and Indian School Road in Phoenix) -- Yearly premiums average $1,726
  • 85017 (Near Interstate 17 and Camelback Road) -- Yearly premiums average $1,749

[MAP: 5 highest average premiums]

ZIP codes with the lowest rates

  • 85324 (Black Canyon City) -- Yearly premiums average $1,214
  • 86336 (in Sedona) -- Yearly premiums average $1,136
  • 85390 (in Wickenburg) -- Yearly premiums average $1,105
  • 86323 (in Chino Valley) -- Yearly premiums average $1,097
  • 86315 ( in Prescott Valley) -- Yearly premiums average $1,069

[MAP: 5 lowest average premiums]

    [APP USERS: Click here for graphic]

    Valley cities with the lowest yearly premiums

    • 85375 (in Sun City West) -- Yearly premiums average $1,233
    • 85246 (in Chandler) -- Yearly premiums average $1,238

    MAP IT OUT: Number from more than 100 Arizona communities

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    Jason Barry
Jason Barry has been reporting in the Valley since 1997.

    Click to learn more about Jason.

    Jason Barry

    Jason Barry has been reporting in the Valley since 1997.

    He is a nine-time Rocky Mountain Emmy Award winner who is best known for his weekly Dirty Dining reports, which highlight local restaurants with major health code violations.

    Jason was born in Los Angeles and graduated from the University of Miami.

    An avid sports fan, Jason follows the Diamondbacks, Cardinals and Suns with his wife, Karen, and son, Joshua.

    His favorite stories to cover are the station’s Pay it Forward segments, which reward members of the community with $500 for going ‘above and beyond’ the call of duty to help others.

    Jason, started his career at WBTW-TV in Florence, SC before moving to WALA-TV in Mobile, AL, was named the Associated Press Reporter of the Year in 2002.

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