Jury considering claims of alleged bait-and-switch mortgage fraud scam

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By Christina O'Haver By Christina O'Haver

PHOENIX -- A West Valley couple who filed a lawsuit claiming they were the victim of bait-and-switch mortgage fraud scam will soon learn whether or not they've won their case.

A federal civil jury has been hearing the case for the last few days and began deliberations Wednesday afternoon.

The case centers around Anthony and Maria Adrian.

Back in 2007 they built their dream home from the ground up on a piece of property in Surprise, but they no longer live there.

According to court documents, the Adrians claim they were the victims of a bait-and-switch mortgage fraud scam, and they're pointing the finger at OneWest Bank.

The couple claims they were seeking a loan modification from the bank but that they were told in order to qualify they needed to stop paying their mortgage, which was about $2,100 a month, so they did.

However, after the couple missed the payments, the bank foreclosed on the house.

It's taken three and a half years but finally they got their case in front of a jury.

According to court documents, OneWest Bank denies it ever instructed the Adrians not to pay their mortgage.

In fact, OneWest is arguing that the Adrians missed their mortgage payments because they were having financial difficulties.

The Adrians deny that and are suing for damages in the amount of $384,000, which was the amount they paid for their dream home.

Jury deliberations are expected to resume Thursday morning at 9 a.m.