7 Quick tips to improve your financial fitness

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PHOENIX -- With the holiday bills rolling in, there's no better time to take a look at your financial fitness.

Financial expert Sharon Lechter shared seven thing you can do right now to get your finances back in order possibly improve your big picture. Each one should take 15 minutes or less.

1. Call your insurance agents and request new quotes.

2. Check your credit report for errors. You can get a free copy of your report from the three major reporting agencies -- EquiFax, TransUnion and Experian -- through AnnunalCreditReport.com.

3. Set up automatic payments to eliminate late fees.

4. Review  your credit-card statements. Look for monthly charges you can can eliminate. Check for loyalty and rewards programs that will work for you.

5. Make a photocopy of everything in your wallet and keep the copies someplace safe. This will help if you become a victim of identity theft.

6. Take pictures of everything in your house for insurance purposes.

7. Call you account and file your tax return early if you're getting a refund.

"Just by taking one of these actions, you're going to feel more in control [of your money] and more in control of your future," Lechter.

For more information, visit Lechter's website at www.payyourfamilyfirst.com.