Planning for a healthy financial future

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PHOENIX - Most Americans are not planning for their future and are going to reach the age of 65 and not be able to retire.

Ted Fowler with Equitable Financial Group has a solution to plan for your future.

National retirement statistics are shocking, only 4% of people who are 65 are totally financially independent and able to retire.

What that means is 96% of those at retirement age are working well into their late 70s.

Those 4% were disciplined in saving for their retirement every month throughout their life.

Why are the numbers of people able to retire at 65 so low? Fowler said because people aren't planning financially.

Why do people not have a financial planner or adviser?

The first reason is people generally think they don't have enough money to have a financial planner. Fowler said you don't have to be wealthy to have a financial planner or adviser.

The second reason is they don't want to pay the fees associated with having a financial planner or adviser.

Equitable Financial Group is a different sort of financial planner as they are geared towards helping everyone.

Doesn't matter how much money you have you just need to be disciplined about saving.

In fact Fowler said it is probably more important for someone who makes under $75,000 to have plan than a rich person.

At Equitable Financial Group you can get on the right track without paying any fees.

Equitable Financial takes people through a financial conversation looking at their budget, ways to increase cash flow, pay down debt and build and maintain an emergency fund. The retirement aspect is the most important factor in looking at maintaining a high financial health.

Other things Equitable Financial Group considers is how to get the best rate of return on your money and how to win the tax battle.

Equitable Financial Group has a special offer for 3TV viewers that is two fold. People are busy and not making finances a priority, so someone from Equitable Financial Group is going to make an appointment to come and meet with you. Also the first 20 callers will receive a $50 visa gift card.