Woman claims insurance isn't paying for her life saving treatmentPosted: Updated:
An Arizona City woman diagnosed with cancer claims her insurance company isn't paying for her life saving treatment.
“I've been healthy all my life, I've eaten the right foods, I've exercised all my life.”
Veronica Spiers says she's always maintained a healthy lifestyle but as healthy as she seems, Veronica wanted to get health insurance, just in case she ever needed to go to the doctor.
"The sole purpose of getting insurance was to protect myself from a cold or some minor things."
So 12 months ago, Veronica says she purchased insurance through Aetna and claims she immediately started paying her $199 monthly premiums. Everything seemed fine, until five months later, when she found herself in the doctor's office getting bad news.
“That's when they let me know I had colon cancer. I’m devastated, I did all the right things.”
Good thing she had health insurance, right? It was the only glimmer of hope she says she had to get her chemo treatments. In fact, these are photos of Veronica undergoing those treatments.
But then Veronica says she received this letter from Aetna saying her life saving chemo treatments would not be covered after all. Why?
"I no longer have insurance, that I lied on my application about pre-existing conditions which I didn't I can't tell the future," says Veronica.
Veronica was shocked, she says she was always healthy and claims she was never aware of any pre- existing conditions related to cancer.
Regardless, Aetna dropped her from the insurance policy meaning those chemo treatments she needs to save her life are no longer covered.
"With something that devastating in your life and they turn you away from your chemo therapy? This is your life."
However, Aetna says they're not to blame. They say Veronica initially submitted an incomplete application and failed to complete it until March, after her cancer diagnosis.
And to complicate matters further, they say when she did complete it, she failed to mention she had cancer, that pre existing condition.
“They laid down my death sentence, they've chosen what's going to happen to me,” says Veronica.
In a written statement, Aetna says they are comfortable with the decision they have made based on the facts they have. They go on to say, Veronica failed to make any premium payments until after her diagnosis.