PHOENIX - It is never too early to start thinking about saving for you future. No matter what your income, Equitable Financial Group can help get you on track to being able to retire comfortably.
If you are not doing everything to maximize your financial future, Chris Fowler with Equitable Financial Group has a solution to help plan for your future.
Most Americans, in every income bracket, are not planning for their future and are going to reach the age of 65 and not be able to retire.
National retirement statistics show only 4% of people who are 65 are actually financially independent and able to retire without working another day in their life.
What that means is 96% of those at retirement age are working well into their late 70s to be able to provide for themselves.
Many are having to dip into social security or rely on family to survive once they aren't working anymore.
The misconception people have about financial planning is they don't have enough money to start saving, but Equitable Financial says that is not true.
People generally think they don't have enough money to have a financial planner. Fowler says you don't have to be wealthy to have a financial planner or adviser.
Another reason people don't seek the help of an adviser is they don't want to pay the fees associated with having a financial planner.
At Equitable Financial they have a no cost, no fee philosophy, which means you never have to pay for any of their services.
Equitable Financial's dedication to helping everyone sets them apart from other firms. Bottom line is everyone needs a financial plan.
In fact, Fowler said it is probably more important for someone who makes under $75,000 to have financial plan then someone who is making millions.
When you seek the services of Equitable Financial they take people through a budget analysis, looking at income verses expenses. An adviser looks at your budget, ways to increase cash flow, pay down debt and build and maintain an emergency fund.
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